Bank of America branches are closed on Sundays, but you can still access your money

Most Bank of America physical branches do not open on Sundays. If you need to visit a branch, you will have to go Monday through Saturday. However, you can still deposit checks, transfer money, pay bills, and check your balance on Sunday through the Bank of America mobile app, website, or ATM — these services run 24 hours a day, seven days a week.

The specific hours for your local branch depend on location. Some branches open as early as 8 a.m. on weekdays and close at 5 or 6 p.m.; others stay open later. A few branches in high-traffic areas may open on Saturday mornings. To find your branch's exact hours, search for it on the Bank of America website or call 1-800-432-1000.

Key Takeaways

  • Bank of America branches are closed on Sundays; you cannot visit a teller or speak to a banker in person that day.
  • You can deposit checks, transfer funds, pay bills, and check your balance through the mobile app or website at any time, including Sunday.
  • Bank of America ATMs work 24 hours a day, so you can withdraw cash or deposit checks at an ATM on Sunday.
  • If you need to speak to someone on Sunday, call 1-800-432-1000 to reach customer service by phone.

What you can do on Sunday without visiting a branch

The Bank of America mobile app and website let you handle most banking tasks on Sunday. You can transfer money between your own accounts, send money to other people through Bank of America's transfer service, deposit checks by taking a photo of the front and back, pay bills to companies or individuals, and view your account balance and transaction history.

If you need cash on Sunday, find a Bank of America ATM. You can withdraw money, deposit cash or checks, and check your balance. Bank of America has over 16,000 ATMs across the United States, and most are available around the clock. If you use an ATM outside the Bank of America network, you may be charged a fee by both Bank of America and the other bank.

When you need to visit a branch in person

Some tasks require you to speak to a banker or bring documents to a branch. These include opening a new account, applying for a loan or credit card, disputing a transaction in detail, ordering a cashier's check, or getting a notary service. If you need to do any of these things, you will have to visit on a weekday or Saturday morning.

Plan ahead if you know you need branch services. Call your local branch during business hours to confirm they offer the service you need and to ask whether you should bring specific documents. Some branches do not offer all services — for example, not every branch has a notary or a loan officer available every day.

How to reach customer service on Sunday

Bank of America customer service is available by phone 24 hours a day, including Sunday. Call 1-800-432-1000 to reach a representative. Have your account number or the phone number associated with your account ready. Wait times may be longer on weekends than on weekdays.

You can also use the Bank of America mobile app to send a secure message to customer service. The response time is usually one to two business days, so this method is not ideal if you need an answer on Sunday itself.

Using ATMs and mobile deposits on Sunday

Bank of America ATMs accept deposits 24 hours a day, but the timing of when the deposit posts to your account depends on when you make it. A check or cash deposit made on Sunday before midnight will usually post to your account by Monday morning. Deposits made after midnight on Sunday will post on Monday or Tuesday, depending on the time and the type of deposit.

Mobile check deposits through the app work the same way. Take a photo of the front and back of the check, enter the amount, and submit it through the app. The deposit will post within one to two business days. There is usually a daily limit on mobile deposits — often $2,500 or $5,000 per day, depending on your account type — so check your account settings or call customer service if you need to deposit more.

Planning ahead for Sunday banking needs

If you know you will need to do something on Sunday that requires a branch visit, take care of it earlier in the week. Most branch services can be completed in 15 to 30 minutes if you have the right documents and information ready. Calling ahead to confirm the branch is open and has the service you need saves a wasted trip.

For routine tasks like checking your balance, transferring money, or paying bills, the app and website are faster and more convenient than visiting a branch, even on weekdays. The mobile app is available for download on iOS and Android, and the website works on any computer or phone with internet access.

Frequently Asked Questions

Can I deposit a check at a Bank of America ATM on Sunday?

Yes. Bank of America ATMs accept check deposits 24 hours a day, including Sunday. The check will post to your account by the next business day. You can also deposit checks through the mobile app by taking a photo of both sides of the check.

What if I need cash on Sunday and there is no ATM nearby?

Bank of America has over 16,000 ATMs nationwide, and most are available around the clock. Use the ATM locator on the Bank of America website or app to find the nearest one. If no Bank of America ATM is available, you can use an ATM from another bank, but you will likely be charged a fee.

Can I open a new account on Sunday?

No. Opening a new account requires speaking to a banker and verifying your identity in person or through a video call during business hours. Visit a branch Monday through Saturday, or call 1-800-432-1000 to ask whether your local branch offers video account opening on weekdays.

Will my bill payment go through if I submit it on Sunday?

It depends on when you submit it and when the bill is due. If you schedule a bill payment for Sunday through the app or website, you can choose the date you want it to be sent. To be safe, submit payments at least two to three business days before the due date to account for processing time.

Is there a fee to use Bank of America customer service on Sunday?

No. Calling customer service is free, whether you call on Sunday or any other day. However, if you use an out-of-network ATM on Sunday, you will be charged a fee by both Bank of America and the other bank.