Bank of America branches close on Good Friday
Yes, Bank of America closes its branches on Good Friday. The bank observes this federal holiday and does not operate branch locations on that day. Good Friday falls on different dates each year—it is always the Friday before Easter Sunday—so check your calendar or the Bank of America website to confirm the exact date for the current year.
If you need to visit a branch, plan ahead. The day before Good Friday, branches operate on their normal schedule. The day after (Saturday), most branches are closed anyway, but some locations have limited Saturday hours. Monday after the holiday, all branches return to regular business hours.
Other services may still work while branches are closed. ATMs operate 24/7, so you can withdraw cash or deposit checks at any ATM. Online banking, mobile app transfers, and bill pay all function normally. Wire transfers and other services that require staff processing will be delayed until the branch reopens.
Key Takeaways
- Bank of America branches are closed on Good Friday, which changes dates each year but always falls on the Friday before Easter.
- ATMs work around the clock on Good Friday, so you can withdraw cash or deposit checks even when branches are closed.
- Online banking, transfers between your own accounts, and bill pay all process normally on Good Friday.
- Transactions that need a teller or staff processing—such as wire transfers, cashier's checks, or account changes—will not complete until the branch reopens on Monday.
What you can and cannot do on Good Friday
ATM transactions work without interruption. You can withdraw cash, deposit checks, transfer money between your own Bank of America accounts, and check your balance at any ATM on Good Friday. Mobile check deposit through the Bank of America app also works, since it does not require a teller to process it immediately.
Online and mobile banking functions normally. You can pay bills, send money to other people through Zelle or Bank of America's transfer service, set up automatic payments, and view your account details. These transactions process on the bank's systems regardless of whether a branch is staffed.
Services that require a person to handle your request do not work on Good Friday. You cannot visit a branch to open a new account, close an account, order a cashier's check, dispute a transaction in person, or speak to a banker about a loan. Wire transfers initiated on Good Friday will not send until the branch reopens. If you call customer service, you may reach a representative, but they cannot process requests that need branch staff.
Planning ahead for Good Friday closures
If you know you will need cash or need to deposit a check, do it the day before Good Friday. This prevents you from being caught without access to funds over the weekend. Checks deposited at an ATM on Thursday will post to your account by Friday morning, even though the branch is closed.
If you need a wire transfer, cashier's check, or other service requiring staff, complete it on Thursday. Do not wait until Friday morning. If you miss the deadline, the transaction will not process until Monday, which may cause problems if you were counting on the money arriving by a certain date.
For bill payments due on Good Friday or the weekend, use online bill pay or your biller's website directly. Bank of America's bill pay system processes payments on schedule even when branches are closed, but payments sent through the mail may arrive late if you mail them on or after Good Friday.
What happens to deposits made on Good Friday
Checks deposited at an ATM on Good Friday will be processed when the branch reopens on Monday. The funds may not show in your account until Tuesday, depending on the check's bank and your account type. If you need the money sooner, deposit it on Thursday instead.
Mobile check deposits made through the app on Good Friday are treated the same way—they are processed when staff returns on Monday. The app will show the deposit as pending, but the funds will not clear until the branch processes it.
Cash deposits at an ATM on Good Friday are usually available immediately, since the ATM reads and counts the cash right away. However, if the ATM malfunctions or rejects the deposit, you will not be able to speak to anyone about it until Monday.
Customer service and phone support on Good Friday
Bank of America's customer service phone line operates on Good Friday, though wait times may be longer than usual. You can call to ask questions about your account, report a lost or stolen card, or discuss a problem. However, representatives cannot process requests that require branch access, such as ordering checks or changing account details that need verification in person.
If you report fraud or a disputed transaction on Good Friday, the bank will document your report, but the investigation will not begin until Monday. Report it as soon as you notice it, even on the holiday, so the timestamp is early.
Frequently Asked Questions
Can I use my Bank of America debit card on Good Friday?
Yes. Your debit card works at any merchant, ATM, or online retailer on Good Friday. The bank's closure only affects branch locations, not the card network or ATM system. Transactions process normally.
Will my automatic payments go through on Good Friday?
Yes. Automatic bill payments you have set up continue to process on their scheduled dates, including Good Friday. The bank's systems run automatically regardless of whether branches are open.
What if I need to speak to someone about a problem on Good Friday?
Call Bank of America's customer service line. A representative can discuss your account and document issues. However, if your problem requires a branch visit—such as a signature card change or account closure—you will need to wait until Monday to complete it.
Do Bank of America ATMs charge extra fees on Good Friday?
No. ATM fees are the same on Good Friday as any other day. Out-of-network ATM fees apply if you use a non-Bank of America ATM, but the holiday does not change those rates.
When do branches reopen after Good Friday?
Branches reopen on Monday at their normal opening time, which varies by location but is typically 9 a.m. Check your local branch's hours on the Bank of America website or call ahead to confirm.