The fastest way to order checks from Bank of America

You can order checks through your Bank of America account in three ways: online through your account dashboard, by phone with a representative, or in person at a branch. Online ordering is the quickest — you can place an order in minutes and checks typically arrive within 7 to 10 business days. Phone ordering takes longer because a representative must process your request manually. In-branch ordering is slowest and least common, since most branches no longer stock checks on-site.

Bank of America charges for checks. The cost depends on the style and quantity you order — basic checks cost less than designer or premium options. You can see the exact price before you confirm your order online, so there are no surprises. Some accounts include a certain number of free checks per year, so check your account terms first.

Key Takeaways

  • Online ordering through your Bank of America account dashboard is the fastest method and takes 7 to 10 business days for delivery.
  • You need your routing number and account number to place an order, both of which appear on your existing checks or in your account settings.
  • Bank of America charges for checks, with prices visible before you complete your order; some accounts include free checks annually.
  • If you need checks urgently, you can order expedited delivery, though this costs more and is not available for all check styles.

Ordering checks online through your account

Log into your Bank of America account on their website or mobile app. Go to the settings or account management section — the exact location varies slightly between the website and app, but both have a "Manage Checks" or "Order Checks" option. Click that link and you will be taken to a page where you can choose your check style, quantity, and delivery speed.

You will need to confirm your routing number and account number. These appear on the bottom left of any check you already have. If you do not have a check, log into your account settings and look for "Account Details" or "Routing Information" — both numbers are listed there. Bank of America will also ask you to verify the name and address on your account to make sure the checks are printed correctly.

After you choose your options and review the price, you can pay with your debit card or have the charge applied directly to your account. Standard delivery is included in the price. If you need checks faster, expedited options are available at checkout, though not all check designs offer rush delivery.

Ordering checks by phone

Call Bank of America's customer service line at 1-800-432-1000. Tell the representative you want to order checks. They will verify your identity by asking for your account number, Social Security number, or other security information. This verification step takes several minutes.

Once verified, the representative will walk you through check style and quantity options. You cannot see prices in real time the way you can online, so ask what the total cost will be before you confirm. The representative will process the order and give you a confirmation number. Delivery typically takes 10 to 14 business days when you order by phone, longer than online ordering.

What information you need before you order

Have your routing number and account number ready. Both appear on the bottom of any existing check: the routing number is the first set of numbers on the left, and your account number follows it. If you do not have a check, you can find both numbers in your online account under settings or account information.

You will also need to confirm the name and address printed on your checks. Bank of America will print exactly what you tell them, so double-check spelling and formatting. If your name or address has changed since you opened the account, update your account information first — the checks will print with whatever is currently on file.

Check styles and pricing

Bank of America offers several check styles at different price points. Standard checks are the least expensive option and come in basic designs. Premium and designer checks cost more but offer custom images, colors, or layouts. The price difference can be significant — designer checks may cost two to three times as much as standard checks.

Pricing also depends on quantity. You can order checks in increments of 25, 50, or larger amounts. Ordering more checks at once usually costs less per check than ordering a small quantity. Before you confirm your order online, you will see the total price broken down by style and quantity, so you can compare options and choose what fits your budget.

Delivery timelines and expedited options

Standard delivery takes 7 to 10 business days when you order online and 10 to 14 business days when you order by phone. This timeline begins after Bank of America processes your order, not from the moment you place it. Processing usually takes one business day.

If you need checks sooner, Bank of America offers expedited delivery for an additional fee. Expedited checks typically arrive within 3 to 5 business days. Not all check styles are available for expedited delivery — designer and premium options may only ship standard speed. You can see which options offer rush delivery when you place your order online.

What to do if your checks do not arrive

If your checks do not arrive within the promised timeframe, contact Bank of America customer service with your order confirmation number. A representative can track your order and tell you where it is in the delivery process. If the checks are lost in transit, Bank of America will typically reorder them at no charge.

In the meantime, you can use your debit card, online bill pay, or transfers to make payments instead of checks. If you absolutely need a check before your order arrives, ask your Bank of America branch if they can print a counter check — a temporary check drawn on your account that you can use immediately.

Frequently Asked Questions

Can I order checks from the Bank of America mobile app?

Yes. Open the app, go to account settings, and look for "Manage Checks" or "Order Checks." The process is the same as ordering online through the website, and delivery times are identical. You will need your routing and account numbers, which appear in your account details within the app.

What if I want a different name or address printed on my checks?

Update your account information in Bank of America's system first. Checks will print with whatever name and address is currently on file. If you need a different name for business purposes, contact a branch representative — they can discuss options for business accounts or secondary names.

Do I have to pay for checks every time I order?

Most accounts charge for checks, but some premium or business accounts include a certain number of free checks per year. Check your account terms or call customer service to see if your account includes free checks. If it does, you can order that many at no charge before you are charged for additional orders.

Can I reorder the same checks I ordered before?

Yes. If you have ordered checks from Bank of America before, your previous order details are saved in your account. When you go to order again, you can select "Reorder" to use the same style and specifications. This saves time if you are happy with your previous checks.

What if I need checks urgently and cannot wait for delivery?

Order expedited delivery if available for your chosen style. If that is still too slow, visit a Bank of America branch and ask for a counter check — a temporary check the branch can print on the spot that draws from your account. You can use it immediately while you wait for your regular checks to arrive.