Your account number appears on your debit card, checks, and online banking
Your Bank of America account number is a unique identifier for your specific account. It is not the same as your routing number (which identifies the bank branch) or your card number. You can find it in multiple places without calling customer service or visiting a branch.
The fastest route is your debit card: the account number is printed on the front, usually below your name. If you do not have your card handy, log into your Bank of America online account or mobile app — your account number appears at the top of your account summary page. You can also find it on a paper check if you have one.
Key Takeaways
- Your account number is printed on your debit card below your name and on any checks you have ordered from the bank.
- Log into your Bank of America online account or mobile app to see your account number on the account summary page without needing your card.
- Your account number is different from your routing number; the routing number identifies the bank branch, while the account number identifies your specific account.
- You will need your account number and routing number together to set up direct deposit, wire transfers, or automatic bill payments.
- Bank of America customer service can provide your account number over the phone if you cannot access it any other way, though you will need to verify your identity first.
Finding your account number on your debit card
Look at the front of your Bank of America debit card. Below your name, you will see a series of numbers. The account number is typically the longer set of digits — usually 10 to 12 numbers — printed below your cardholder name. This is the quickest way to locate it if your card is in your wallet.
If your card is expired or you have ordered a replacement, the new card will have the same account number printed on it. The account number stays with your account even if you get a new card.
Accessing your account number through online banking
Go to bankofamerica.com and sign in with your username and password. Once you are logged in, your account summary page displays your account number at the top, along with your current balance and recent transactions. This method works whether you are on a computer or using the Bank of America mobile app.
If you have multiple accounts with Bank of America, each one will have its own account number. The summary page shows the number for whichever account you are currently viewing. Click or tap on a different account name to see that account's number.
Finding your account number on checks
If you have ordered checks from Bank of America, your account number is printed at the bottom of each check. It appears between two sets of numbers: your routing number on the left and your check number on the right. The account number is typically 10 to 12 digits long.
You do not need to order new checks just to find your account number — this method is useful only if you already have checks on hand. Checks are slower to receive than looking it up online or on your card.
What you need your account number for
You will need your account number when you set up direct deposit for paychecks, arrange wire transfers to another bank, or authorize automatic bill payments. You will also need it if you are receiving a payment from someone else — for example, a refund or reimbursement — and they ask for your banking details.
When you provide your account number to a third party, you will usually also need to provide your routing number. Bank of America's routing number depends on which state your account was opened in; you can find it on your checks or by logging into your online account.
Getting your account number from Bank of America directly
If you cannot access your card, checks, or online account, call Bank of America customer service at 1-800-432-1000. Have your Social Security number and a form of identification ready. The representative will verify your identity and provide your account number over the phone.
Wait times vary depending on the time of day and day of the week. Calling early in the morning on a weekday usually means shorter hold times. You can also visit a Bank of America branch in person with your ID, and a teller will provide your account number immediately.
Keeping your account number secure
Your account number is not as sensitive as your PIN or password, but you should still treat it carefully. Do not share it with anyone you do not trust. Legitimate businesses — your employer, your bank, your utility company — will never ask for your account number via email or text message.
If you are providing your account number to set up a payment or transfer, make sure you are on a secure website (look for "https://" in the address bar) or speaking directly with a representative you called yourself, not someone who called you.
Frequently Asked Questions
Is my account number the same as my card number?
No. Your card number is the 16 digits on the front of your debit or credit card. Your account number is a separate set of digits printed below your name on the card. They are different numbers tied to the same account.
What is the routing number and how is it different from my account number?
Your routing number identifies the specific Bank of America branch where your account was opened. Your account number identifies your individual account within that branch. You need both numbers together to set up direct deposit or wire transfers. Bank of America's routing number varies by state.
Can I change my account number?
No. Your account number is permanent and cannot be changed. It stays the same for the life of your account, even if you close and reopen accounts or order new cards.
Do I need my account number to log into my Bank of America account online?
No. You log in with your username and password. Once you are logged in, you can see your account number on the account summary page, but you do not need it to access your account.
What should I do if I think someone has my account number?
Contact Bank of America immediately at 1-800-432-1000. An account number alone does not allow someone to withdraw money or make transfers without additional information like your PIN or password, but it is still worth reporting if you believe it has been compromised.