Your routing number is on the bottom left of your checks, or you can find it instantly online through your Bank of America account
Bank of America's routing number depends on which state your account was opened in. The most common routing number is 026009593, but if your account is in a different region, yours may be different. The fastest way to confirm your exact routing number is to log into your Bank of America online account or mobile app and look at your account details — it will be listed there. If you do not have online access, you can call Bank of America at 1-800-432-1000 and a representative will give you the number in under a minute.
You need your routing number when you set up direct deposit, send a wire transfer, arrange automatic bill payments, or receive money from another bank. Using the wrong routing number will delay the transaction or send money to the wrong place, so it is worth taking thirty seconds to confirm it before you submit anything.
Key Takeaways
- Bank of America routing numbers vary by state, so your number may not be the same as someone else's even if you both bank there.
- The fastest way to find your routing number is to log into your Bank of America account online or through the mobile app and check your account details.
- If you have physical checks, the routing number is printed on the bottom left of every check, below your account number.
- You can call Bank of America customer service at 1-800-432-1000 to confirm your routing number over the phone.
Finding your routing number in your Bank of America account
Log into your Bank of America account on the website or mobile app. Once you are logged in, go to the account details or account information section — the exact name varies depending on whether you are on desktop or mobile, but it is usually under "Account" or "Settings." Your routing number will be displayed alongside your account number and other account details.
Write down or screenshot the routing number so you have it when you need it. Bank of America does not change your routing number unless you move your account to a different state, so you can save it for future use.
Reading your routing number from a check
If you have a Bank of America checkbook, look at the bottom left corner of any check. You will see nine digits printed there — that is your routing number. It appears before your account number, which is longer and printed in the middle section of the bottom of the check.
This method works if you have checks on hand, but it is slower than logging into your account. If you do not have checks or do not want to dig them out, the online method is faster.
Bank of America routing numbers by state
| State or Region | Routing Number |
|---|---|
| Alabama, Georgia, Florida, Louisiana, Mississippi, South Carolina | 061000104 |
| Connecticut, New Jersey, New York, Pennsylvania | 021200025 |
| Delaware, Maryland, Virginia, Washington D.C., West Virginia | 051000017 |
| Illinois, Indiana, Michigan, Ohio, Wisconsin | 071000013 |
| Iowa, Minnesota, Missouri, North Dakota, South Dakota | 091000022 |
| Arizona, Colorado, New Mexico, Utah, Wyoming | 121000248 |
| California, Hawaii, Nevada | 121000358 |
| Alaska, Idaho, Montana, Oregon, Washington | 125000105 |
| Arkansas, Kansas, Oklahoma, Texas | 111000025 |
| Kentucky, Tennessee | 061000066 |
| Massachusetts, New Hampshire, Rhode Island, Vermont | 011000015 |
| Maine | 011000015 |
| Nebraska | 101000187 |
| Hawaii | 121000358 |
Your routing number is tied to the state where you opened your account, not where you live now. If you moved to a different state after opening your account, your routing number stays the same. If you are unsure which state your account was opened in, check your account details online or call Bank of America.
What to do if you cannot access your account online
If you do not have online banking set up or cannot log in, call Bank of America's customer service line at 1-800-432-1000. Have your account number and a form of identification ready. A representative will verify your identity and provide your routing number over the phone. The call usually takes less than five minutes.
You can also visit a Bank of America branch in person with a photo ID. A teller can print out your account details, which will include your routing number. This option works if you prefer to handle it face-to-face or if you do not have phone access.
Using your routing number safely
Your routing number is not sensitive information — it is printed on every check you write and is publicly available. You can share it freely when setting up direct deposit, receiving wire transfers, or arranging automatic payments. However, never share your full account number along with your routing number unless you are certain you are dealing with your bank or a trusted payee.
When you provide your routing number to set up a transaction, double-check that you have entered it correctly before submitting. A single digit wrong will send the money to the wrong bank or delay the transfer. If you are unsure, verify the number one more time through your account or by calling Bank of America.
Frequently Asked Questions
Do all Bank of America accounts have the same routing number?
No. Bank of America routing numbers vary by state. Your routing number depends on which state your account was opened in. Two customers at the same branch in different states may have different routing numbers, so always confirm yours through your account rather than assuming it matches someone else's.
What if I entered the wrong routing number for a transfer?
Contact Bank of America immediately at 1-800-432-1000. If the transfer has not yet been processed, they may be able to stop it. If it has already gone through, the money went to a different bank, and recovery depends on whether that bank can locate and reverse the transaction. The sooner you report it, the better your chances.
Can I use the same routing number for wire transfers and direct deposit?
Yes. Your Bank of America routing number works for all transaction types — wire transfers, direct deposit, automatic bill payments, and ACH transfers. You do not need different numbers for different purposes.
Is my routing number the same as my SWIFT code?
No. Your routing number is used for domestic transfers within the United States. A SWIFT code is used for international wire transfers. If you are sending money outside the U.S., you will need your SWIFT code instead. Bank of America can provide this if you ask.
What happens if I give someone my routing number?
Your routing number alone cannot be used to withdraw money from your account. Someone would also need your account number and other verification to access your funds. Routing numbers are public information, so sharing it is safe as long as you do not also share your full account number with untrusted sources.