Your account number is on your debit card, checks, and online
Your Bank of America checking account number is a 10-digit code that identifies your specific account. You can find it in four places without calling or visiting a branch: on the front of your debit card, on any check you have, in the Bank of America mobile app, or on your online banking dashboard.
The fastest route is your debit card. Look at the bottom left of the card—you will see a series of numbers. The 10-digit number after the routing number (which is always 026009593 for Bank of America) is your account number. If you do not have your card with you, a check works just as well.
If you need your account number right now and have neither a card nor a check, log into your Bank of America account online or open the mobile app. Your account number appears on the account summary page, usually labeled as "Account Number" or "Checking Account Number."
Key Takeaways
- Your Bank of America checking account number is a 10-digit code printed on your debit card, checks, and visible in your online account dashboard.
- On your debit card, the account number appears at the bottom left after the routing number 026009593.
- You can view your account number anytime by logging into your Bank of America online account or mobile app without contacting customer service.
- You will need your account number to set up direct deposit, wire money, or authorize automatic bill payments.
Finding your account number on your debit card
Your Bank of America debit card displays your account number in the MICR line—the row of numbers printed at the bottom of the card in magnetic ink. Read from left to right: the first nine digits are the routing number (026009593), followed by a space, then your 10-digit account number.
The account number on your card is the same whether you have a standard debit card, a premium rewards card, or a student checking card. If you have multiple checking accounts with Bank of America, each account has its own unique 10-digit number, and each debit card will show a different number.
Locating your account number on a check
If you have a checkbook, your account number is printed at the bottom center of every check. You will see three groups of numbers: the routing number on the left (026009593), your account number in the middle, and the check number on the right.
The account number on your checks is always 10 digits. Write it down exactly as it appears—do not add or remove any zeros. If your checks are old or faded, the numbers may be hard to read; in that case, use your debit card or online account instead.
Viewing your account number in the Bank of America app or website
Open the Bank of America mobile app or go to bankofamerica.com and sign in with your username and password. On the home screen or dashboard, you will see a list of your accounts. Click or tap on your checking account, and the account number will display prominently near the top of the account details page.
The online version shows your account number on the account summary page under "Account Information" or similar heading. You can also view it on statements you download or print—your account number appears at the top of every monthly statement.
Why you need your account number and when to use it
Your account number is required for several common banking tasks. You will need it to set up direct deposit for your paycheck, to authorize automatic bill payments, to receive wire transfers, or to give to your employer's payroll department. Some third-party services also ask for it when you link your Bank of America account to their platform.
When you provide your account number to someone, always verify you are sending it to a trusted recipient—your employer, your bank, or a service you initiated contact with. Never share your account number in response to an unsolicited email, text, or phone call, even if the sender claims to be from Bank of America.
What to do if you cannot find your account number
If you do not have a debit card or checks and cannot access your online account, you can contact Bank of America customer service at 1-800-432-1000. Have your Social Security number and a form of identification ready. A representative can confirm your account number over the phone and may also mail you a new debit card or checks if yours are lost or damaged.
If you are locked out of your online account, use the "Forgot Username" or "Forgot Password" link on the Bank of America login page to reset your access. You will need to verify your identity using your Social Security number and answers to security questions you set up when you opened the account.
Frequently Asked Questions
Is my account number the same as my routing number?
No. Your routing number (026009593 for Bank of America) is the same for all customers and identifies the bank itself. Your account number is unique to your specific checking account and is 10 digits long. Both appear together on your debit card and checks.
Can someone access my account if they have my account number?
Your account number alone is not enough to withdraw money or make unauthorized transfers. Someone would also need your PIN, online password, or other verification. However, do not share your account number with people you do not trust, and never provide it in response to unsolicited contact.
What if my account number is different on my debit card than on my checks?
This should not happen. If the numbers do not match, contact Bank of America immediately at 1-800-432-1000. A mismatch may indicate fraud or an error in your account setup that needs correction.
Do I need my account number to use my debit card at a store or ATM?
No. You only need your PIN to withdraw cash at an ATM or make a purchase at a store. Your account number is used for banking tasks like direct deposit, bill payments, and wire transfers, not for everyday card use.