Order checks through your online banking account or by phone

Bank of America lets you order checks in three ways: through your online account, by calling their customer service line, or by visiting a branch in person. The fastest route is usually online—you can place an order in minutes and have checks arrive in 7 to 10 business days. If you need them faster, you can pay for expedited shipping, though this costs extra.

To order online, log into your Bank of America account, go to the Checks section (usually under Account Services or Manage Accounts), and follow the prompts to select your check style and quantity. You'll need to confirm your mailing address and payment method before the order goes through. Bank of America will charge you for the checks at the time you order—prices vary based on the design and quantity you choose.

If you prefer to order by phone, call the number on the back of your debit card or your monthly statement. A representative can walk you through the options and process the order over the phone. You can also visit any Bank of America branch and ask a teller to help you order checks in person.

Key Takeaways

  • Online ordering through your Bank of America account is the fastest method and takes 7 to 10 business days for standard delivery.
  • You can order checks by phone by calling the number on your card or statement, or in person at any Bank of America branch.
  • Bank of America charges for checks at the time you order; the cost depends on the design and quantity you select.
  • Expedited shipping is available if you need checks sooner, but it adds to the total cost.
  • You must have an active checking account with Bank of America to order checks.

What information you need before ordering

Before you place an order, have your account number and routing number ready. Bank of America will pre-print these on your checks automatically, so you don't need to provide them separately—they'll pull this information from your account. You will need to confirm the mailing address where the checks should be sent.

If you want checks printed with a name other than what appears on your account (for example, a business name or a different spelling), contact Bank of America before ordering. Some accounts allow this, but others don't, and it depends on the type of account you hold. The representative can tell you whether it's possible and what steps to take.

Check styles and costs

Bank of America offers several check designs, from basic single-line checks to personalized styles with colors or images. The more customized the design, the higher the cost. Standard checks are the least expensive option. You can usually see the price for each style before you confirm your order, so you know exactly what you'll pay.

Checks are sold in packs—typically 25, 50, or 100 checks per pack. Ordering larger quantities usually costs less per check than ordering smaller packs. If you rarely write checks, a single pack of 25 may be enough; if you write them regularly, buying 50 or 100 at once can save money over time.

Delivery times and rush options

Standard delivery takes 7 to 10 business days from the time you place your order. This timeline assumes Bank of America receives and processes your order during business hours and that your account is in good standing. Weekends and holidays don't count toward this timeline.

If you need checks sooner, Bank of America offers expedited shipping options—usually 3 to 5 business days or next-business-day delivery, depending on when you order. These options cost more than standard shipping. If you order before a certain time in the afternoon, expedited orders may ship the same day; if you order after that cutoff, they ship the next business day.

If you're in a true emergency and need checks immediately, Bank of America branches can sometimes print temporary checks or provide counter checks (blank checks drawn on your account) that you can use right away. Call your local branch or visit in person to ask about this option.

What to do if your checks don't arrive

If your checks don't show up within the promised timeframe, log into your online account and check the status of your order. Bank of America usually shows you a tracking number or delivery estimate once your checks ship. If the tracking information shows they've been delivered but you haven't received them, check with neighbors or household members—they may have signed for the package.

If checks are genuinely lost in the mail, contact Bank of America customer service with your order number and the date you placed the order. They can investigate the shipment and either resend your checks or issue a refund. In the meantime, ask about counter checks or temporary checks you can use to cover urgent payments.

Reordering checks and managing your account

Once you've ordered checks once, reordering is simple—Bank of America remembers your preferences and can send you a reorder form in the mail with your checks, or you can order again online using the same method. Many people set a reminder to reorder when they're down to their last 10 or 15 checks so they never run out.

If your address changes, update it in your Bank of America account before ordering new checks. If you close your account or switch to a different account type, any pending check orders may be cancelled, so contact the bank to confirm. If you lose checks or suspect fraud, report it to Bank of America immediately—they can stop payment on those checks and issue new ones.

Frequently Asked Questions

Can I order checks if my account is overdrawn or on hold?

Bank of America may not process check orders if your account is overdrawn or flagged for suspicious activity. Contact customer service to resolve the issue with your account first, then place your order once the account is in good standing.

What if I want to order checks for a joint account?

You can order checks for a joint account through the same process. The checks will be printed with both account holders' names, or you can request that only one name appear. Contact Bank of America if you have specific requests about whose name goes on the checks.

Can I order checks for a business account?

Yes, Bank of America business accounts can order checks online or by phone. Business checks may have different design options and pricing than personal checks. Log into your business account or call the business banking line to place an order.

How long do checks stay valid after I order them?

Checks don't expire, so you can use them months or even years after you order them. However, the person or business receiving the check may refuse very old checks, and some banks won't cash checks older than six months. Order checks in quantities you'll actually use within a reasonable timeframe.

What if I need to change my order after I've placed it?

If you've just placed an order, contact Bank of America customer service right away—they may be able to cancel or modify it before it goes to print. Once checks have been printed and shipped, you can't change the order, but you can refuse delivery or request a refund if the checks haven't been used.