Where to find your account number right now
Your Bank of America checking account number is printed on the bottom left of every check you have. Look at the first set of numbers after the routing number (which comes first). That longer string is your account number. If you do not have checks in front of you, open your Bank of America mobile app, log in, and tap the checking account you want. The account number appears near the top of the screen, usually next to your account name.
You can also find it online at bankofamerica.com. Log in to your account, select the checking account, and look for "Account Details" or "Account Information." The full account number displays there. If you are on a computer, it may also appear on your account statement under "Account Number" at the top of the page.
A third option is to call Bank of America customer service at 1-800-432-1000. Have your Social Security number and a form of ID ready. They will verify your identity and read your account number to you over the phone.
Key Takeaways
- Your account number is on the bottom left of any check you have, printed after the routing number.
- The Bank of America mobile app shows your account number when you tap into your checking account and view account details.
- Online at bankofamerica.com, log in and select your checking account to see the account number under Account Details.
- Bank of America customer service can read your account number to you by phone at 1-800-432-1000 after they verify your identity.
What your account number is used for
Your account number identifies which specific checking account money should go into or come out of. When you set up direct deposit for a paycheck, you give your employer your account number and routing number so they know where to send the funds. When you pay a bill by phone or mail, you may need to provide it so the company knows which account to pull the payment from.
Banks use the account number internally to track transactions, link your account to debit cards, and process transfers between your accounts. If you have multiple checking or savings accounts at Bank of America, each one has its own account number.
Why you might need it
Common reasons to look up your account number include setting up automatic bill payments, arranging a wire transfer, or providing it to your employer for direct deposit. You may also need it if you are transferring money from another bank into your Bank of America account, or if you want to give someone else permission to deposit a check on your behalf.
If you are disputing a transaction or calling customer service about a specific charge, having your account number ready speeds up the process. The representative can pull up your account faster and confirm they are looking at the right one.
Keeping your account number safe
Your account number is not as sensitive as your PIN or online password, but you should still treat it with care. Do not share it with anyone you do not trust. Scammers sometimes use account numbers to attempt unauthorized transfers or to pose as your bank.
When you give your account number over the phone, make sure you initiated the call to a number you know is correct — do not call a number from an email or text message. If a company asks for your account number by email, consider calling them directly instead to verify they actually need it.
Difference between account number and routing number
Your routing number identifies which Bank of America branch or processing center handles your account. Bank of America's main routing number is 026009593, though some accounts may have a different routing number depending on which state your account was opened in. The routing number is the same for all customers at that branch.
Your account number is unique to you. It identifies your specific checking account among all the accounts at that branch. When you set up direct deposit or a wire transfer, you need both numbers: the routing number tells the sending bank which Bank of America location to send money to, and the account number tells that location which account to deposit it into.
On a check, the routing number appears first (leftmost), followed by your account number, then your check number on the right.
What to do if you cannot access your account
If you are locked out of your Bank of America online account or mobile app, you cannot see your account number that way. Call 1-800-432-1000 and follow the prompts to speak with a representative. They can verify your identity using your Social Security number, date of birth, and other personal information, then provide your account number.
If you have lost all your checks and cannot access online banking, the phone route is your fastest option. Keep in mind that Bank of America may ask security questions to confirm you are the account holder before they share the number.
Account number on your statement
Bank of America statements — whether you receive them by mail or view them online — display your account number at the top. If you have a paper statement, look in the upper right corner or near your name and address. Online statements show it in the same location when you open the PDF or view it in your account.
Statements are sent monthly, so if you need your account number before your next statement arrives, the checks, app, or phone call methods are faster.
Frequently Asked Questions
Is my account number the same as my debit card number?
No. Your debit card number is different from your account number. The debit card number is printed on the front of the card and is used for purchases and ATM withdrawals. Your account number is used for direct deposits, wire transfers, and bill payments. You can have the same account number for years, but your debit card number changes if you get a new card.
Can someone take money from my account if they know my account number?
It is harder than with a full debit card number, but not impossible. Someone with your account number and routing number could attempt an unauthorized ACH transfer or draft. This is why you should not share your account number with strangers. If you suspect fraud, contact Bank of America immediately at 1-800-432-1000.
What if I have multiple checking accounts at Bank of America?
Each account has its own account number. When you log into the app or website, you can switch between accounts and see each one's number separately. Make sure you are looking at the correct account before you share the number with an employer or service provider.
Do I need my account number to use my debit card?
No. You only need your debit card number, expiration date, and CVV to make purchases. Your account number is not required for everyday card use. You need it for direct deposits, wire transfers, and when paying bills by phone or mail.