Bank of America branches are open on Saturday at most locations, but hours vary by branch and are shorter than weekday hours

Most Bank of America branches open on Saturday between 9 a.m. and 10 a.m. and close between 1 p.m. and 4 p.m., depending on the individual branch. Not every branch is open on Saturday — some locations, particularly in smaller towns or rural areas, may be closed weekends entirely. The only way to know your specific branch's Saturday hours is to check directly, either through the Bank of America website, by calling the branch, or by visiting in person.

If you need banking services on Saturday, plan for a shorter window than you would on a weekday. Many routine transactions — deposits, withdrawals, account inquiries — can be completed during Saturday hours. However, if you need to speak with a loan officer, open a new account, or handle complex matters, Saturday may not be the right time, since staffing is lighter and some services are not available.

Key Takeaways

  • Most Bank of America branches open Saturday mornings between 9 a.m. and 10 a.m. and close between 1 p.m. and 4 p.m., but hours differ by location.
  • Not all branches are open on Saturday, so you must check your specific branch's schedule before making a trip.
  • Bank of America's website, mobile app, and phone line can show you Saturday hours for any branch in seconds.
  • ATMs and mobile banking are available 24/7 and do not depend on branch hours for basic transactions like withdrawals and transfers.

How to find your branch's Saturday hours

The fastest way is to visit bankofamerica.com, click "Locations," enter your zip code or address, and select your branch from the results. The page will display Saturday hours along with all other days. If the branch shows no Saturday hours listed, it is closed weekends.

You can also call your branch directly — the number appears in the same location search results — or use the Bank of America mobile app, which shows hours for any nearby branch. If you are already a customer, you can also log into your online account and find branch information there.

What you can and cannot do on Saturday

Saturday hours work for deposits, cash withdrawals, balance inquiries, and simple account questions. You can also make loan payments, order checks, and update your address. However, loan applications, mortgage consultations, investment services, and opening new accounts typically require an appointment during full weekday hours, when more staff and resources are available.

If you need a cashier's check or money order on Saturday, call ahead — some branches stock these but not all, and availability depends on staffing. Business accounts and commercial services are almost never available on Saturday.

Using ATMs and mobile banking instead of visiting a branch

Bank of America ATMs are available 24/7, including Saturday nights and early mornings. You can withdraw cash, deposit checks (at most ATMs with mobile deposit or envelope-free deposit), transfer money between accounts, and check your balance without visiting a branch at all. ATM withdrawals and transfers process immediately or within one business day depending on the type of transaction.

Mobile banking through the Bank of America app lets you pay bills, transfer money, deposit checks by photo, and manage your account at any hour. These services do not depend on branch hours. If you need cash or a deposit on a Saturday evening or Sunday, an ATM is your only option.

Saturday banking for non-customers

If you do not have a Bank of America account and need to cash a check or conduct other business, Saturday hours do not help you much. Bank of America does not cash checks for non-customers at the branch. You would need to open an account first, which requires a weekday appointment or can sometimes be done online, depending on your state and the type of account.

Non-customers can use Bank of America ATMs to withdraw cash if they have a card from another bank, though most out-of-network ATM withdrawals carry a fee from both Bank of America and your own bank.

Planning ahead for time-sensitive transactions

If you have a transaction that must complete by a certain date — such as a loan payment due on Monday or a check deposit needed for clearing — do not wait until Saturday afternoon. Bank of America processes deposits and transfers posted on Saturday, but they may not clear until Monday or later, depending on the type of transaction and the receiving bank. Transfers between your own Bank of America accounts usually post immediately, but transfers to other banks can take one to three business days.

If your deadline is Monday morning, deposit or transfer on Friday instead. If you must use Saturday, call your branch beforehand to confirm the transaction will process in time, or use mobile deposit, which sometimes clears faster than a branch deposit.

Holiday and special closures

Bank of America branches close on federal holidays, including New Year's Day, Memorial Day, Independence Day, Labor Day, Thanksgiving, and Christmas. Some branches may also close on additional holidays depending on state or local observance. Check the Bank of America website or call ahead if you are banking around a holiday weekend, because Saturday hours may be different or the branch may be closed entirely.

During extreme weather or other emergencies, individual branches may close without notice. If you are planning a Saturday trip and weather looks severe, call the branch first or use mobile banking and ATMs instead.

Frequently Asked Questions

Can I deposit a check at a Bank of America ATM on Saturday?

Yes, most Bank of America ATMs accept check deposits 24/7, including Saturday. The check will be processed and credited to your account, though the funds may not be available until Monday or later depending on the check amount and your account history. Mobile deposit through the app is often faster.

What if my branch is closed on Saturday?

Use a Bank of America ATM for cash withdrawals and deposits, or handle the transaction through mobile banking. If you need to speak with someone, you can call the branch during weekday hours or visit a different Bank of America location that is open on Saturday.

Do Bank of America branches open earlier on Saturday than they do on weekdays?

No. Most branches open at 9 a.m. or 10 a.m. on Saturday, which is the same time or later than weekday opening times. Saturday closing times are much earlier — usually 1 p.m. to 4 p.m. — so the overall window is shorter.

Can I open a new account on Saturday?

Some Bank of America branches may open accounts on Saturday, but staffing is limited and you may not have access to all account types or features. It is faster and easier to open an account online or during a weekday appointment. Call your branch to ask whether Saturday account opening is available.

Will a wire transfer I send on Saturday go through the same day?

No. Wire transfers sent on Saturday will not process until Monday, because the banking system does not process wires on weekends. If you need a wire to go through urgently, send it on a Friday before the branch closes.