Your account number is on your bank statements, checks, and online banking portal
The fastest place to look is your most recent bank statement — paper or digital. Your account number appears near the top, usually next to your routing number. If you bank online, log into your account and look for a section labeled "Account Details," "Account Information," or "My Accounts." The number is typically displayed there in full or with the last four digits visible.
If you have checks from your account, the account number is printed at the bottom right of each check, after the routing number. Call your bank's customer service line if you cannot find it in any of these places — they can read it to you over the phone once they verify your identity.
Key Takeaways
- Your account number appears on bank statements, in your online banking portal, and on the bottom of your checks.
- The account number is usually a 10 to 12 digit sequence printed or displayed separately from your routing number.
- Your bank's customer service team can provide your account number by phone if you cannot locate it yourself.
- Never share your full account number with anyone unless you initiated the contact and trust the recipient.
Finding it on paper statements
Open your most recent bank statement, whether it arrived by mail or you downloaded it as a PDF. Look at the top section where your account details are listed. The account number is usually printed in a line that reads something like "Account Number: [your number]" or "Acct #: [your number]."
If you have older statements, the account number will be in the same location on each one. The number does not change unless you close the account and open a new one, so any statement from your current account will show the correct number.
Checking your online banking dashboard
Log into your bank's website or mobile app using your username and password. Once you are logged in, look for a tab or menu option that says "Accounts," "Account Details," "Account Information," or "My Accounts." Click on the specific account you need the number for.
The account number will be displayed on that page, sometimes in full and sometimes with only the last four digits showing for security. If you see only partial digits, you may need to click a "Show Full Number" button or contact the bank to see the complete number.
Reading the number from your checks
Look at the bottom of any check from your account. You will see a series of numbers printed in a special magnetic ink format. The routing number comes first (nine digits), followed by your account number (typically 10 to 12 digits), and then the check number on the far right.
The account number is the middle set of digits between the routing number and the check number. This layout is the same on every check from your account, so you can use any check you have on hand.
Calling your bank directly
If you cannot locate your account number through any of the above methods, call the customer service number on the back of your debit card or the number listed on your bank's website. Have your identification ready — the bank will ask for your name, date of birth, and possibly the last four digits of your Social Security number to verify you are the account holder.
Once verified, the representative will read your account number to you. Write it down or ask them to email or mail it to you if you need it in writing. This process usually takes less than five minutes.
What to do if you cannot access your account
If you have forgotten your online banking password or cannot log in, use the "Forgot Password" link on your bank's login page to reset it. You will typically receive a reset link by email or text message. Once you reset your password, you can log in and find your account number in your account details.
If you have lost access to the email or phone number associated with your account, call your bank's customer service line. Bring a form of government-issued identification to a branch in person if possible, as this speeds up the verification process. The bank can help you regain access to your online account or provide your account number directly.
Keeping your account number safe
Your account number, combined with your routing number, allows someone to set up automatic transfers from your account. Do not share your full account number with anyone unless you started the conversation and trust the recipient completely. Legitimate businesses and government agencies will never ask you to provide your account number unsolicited.
If you are providing your account number to set up a direct deposit, automatic payment, or wire transfer, make sure you are communicating with the correct organization. Scammers sometimes pose as banks or employers to collect account information. When in doubt, hang up and call the organization back using a phone number you find yourself.
Frequently Asked Questions
Is my account number the same as my routing number?
No. Your routing number identifies your bank (nine digits), while your account number identifies your specific account at that bank (usually 10 to 12 digits). Both appear at the bottom of your checks, with the routing number first.
Can I use my account number to find my routing number?
No, but you can use your routing number to find your account number. Your routing number is tied to your bank and branch, while your account number is unique to you. If you know your bank, you can search online for its routing number, then look at your statement or checks to find your account number.
What if my account number is different on different statements?
Your account number should never change while the account is open. If you see different numbers on different statements, you may be looking at statements from different accounts or different banks. Check the account name and bank name at the top of each statement to confirm which account each number belongs to.
Do I need both my routing number and account number to receive a direct deposit?
Yes. An employer or other organization setting up direct deposit to your account will ask for both your routing number and account number. These two pieces of information together tell the system exactly where to send the money.