Your account number is printed on the bottom left of every check you write

The easiest place to find your bank account number is on a blank check from your checkbook. Look at the bottom of the check. You will see a series of numbers separated by colons or special symbols. The middle set of numbers — usually 10 to 12 digits — is your account number. The first set is your routing number.

If you do not have checks or do not want to write one, your account number appears in several other places that take less than a minute to reach.

Key Takeaways

  • Your account number is the middle set of numbers on the bottom of a check, separate from your routing number.
  • Your bank's website or mobile app shows your account number in the account details or summary section without logging in to online banking.
  • A call to your bank's customer service line will give you your account number in under five minutes.
  • Your bank statement — paper or digital — lists your account number on the first page.
  • ATM receipts print your account number, though usually in abbreviated form.

Online banking and mobile apps

Log into your bank's website or open the mobile app on your phone. Navigate to your account summary or account details page — this is usually the first screen you see after logging in, or it is labeled "Accounts" or "My Accounts." Your full account number will be displayed there.

Some banks show the full number; others show only the last four digits on the main screen but let you click or tap to reveal the full number. If you cannot find it on the summary page, look for a section called "Account Information" or "Account Settings."

Your bank statement

Open your most recent bank statement, whether you receive it by mail or download it as a PDF from your bank's website. Your account number is printed near the top of the statement, usually in the upper right corner or next to your name and address. Paper statements and digital statements both show it in the same place.

If you receive statements by mail but have not opened the latest one, log into your online banking and look for a "Statements" or "Documents" section where you can download a recent statement as a PDF.

Calling your bank directly

Call the customer service number on the back of your debit card or on your bank's website. Have your Social Security number or PIN ready. Tell the representative you need your account number. They will verify your identity and read it to you over the phone.

This method takes about five minutes and works even if you have not set up online banking or do not have a checkbook at home. Keep a pen and paper ready to write down the number.

ATM receipts and deposit slips

If you have used an ATM recently, check your receipt. Your account number is usually printed on it, though some banks abbreviate it to show only the last four digits. A full deposit slip — the kind you fill out when depositing cash or checks — also shows your account number at the bottom.

These are quick options if you are already at the bank or have a recent receipt in your wallet, but they are not always available if you have not used the ATM or made a deposit recently.

What to do if you cannot find it

If none of these methods work — for example, if you just opened the account and have not received a statement or checks yet — call your bank's customer service line. This is the most direct route when you are stuck. You can also visit a branch in person with your ID and ask a teller to write down your account number for you.

Do not share your full account number with anyone except your bank, your employer (for direct deposit), or a business you are paying intentionally. Scammers sometimes pose as banks and ask for account numbers over the phone or email. Your bank will never ask you to confirm your account number by email or text.

Frequently Asked Questions

Is my account number the same as my routing number?

No. Your routing number identifies your bank; your account number identifies your specific account at that bank. Both appear on the bottom of a check, but in different positions. The routing number comes first (usually nine digits), and your account number comes in the middle (usually 10 to 12 digits).

Can I find my account number on my debit card?

Your debit card shows your card number, which is different from your account number. The card number is the 16 digits printed on the front of the card. Your account number is not printed on the card itself, but you can find it through online banking, your statement, or by calling your bank.

What if my bank uses a different format on checks?

Some banks arrange the numbers differently on checks. If you see more than three sets of numbers at the bottom, look for the set that is 10 to 12 digits long — that is your account number. If you are unsure, call your bank or check your statement to confirm which number is which.

Do I need my account number to set up direct deposit?

Yes. Your employer or the organization sending you money will ask for both your routing number and account number to set up direct deposit. You can find both on a check, your statement, or by logging into online banking.