Your checking account number is printed on the bottom left of your checks, in your bank's online portal, or on a statement mailed to you
The easiest place to look is the bottom of a check from your account. The account number appears after the routing number and is usually nine to twelve digits long. If you don't have checks handy, log into your bank's website or mobile app — your account number is displayed on the main account page or in account settings. You can also call your bank's customer service line and provide your name and Social Security number to have them read it to you.
Paper statements also show your account number at the top or in a summary section. If you've switched to paperless statements, the same information appears in your online statement PDFs. Some banks print it on the debit card itself, though this is less common.
Key Takeaways
- Your checking account number appears on the bottom left of any check you have, after the routing number.
- Log into your bank's website or app to find your account number on the main account dashboard or in settings.
- Call your bank's customer service line and provide identification to have them tell you your account number over the phone.
- Paper and electronic statements both display your account number, usually at the top of the page.
- The account number is typically nine to twelve digits and is different from your routing number.
Finding it on a check
Look at the bottom of any check from your account. You will see three sets of numbers printed in magnetic ink. The first set (usually nine digits) is your bank's routing number. The second set is your account number. The third set is the check number itself.
The account number is the middle group and is what you need when setting up direct deposit, wire transfers, or automatic bill payments. If your checks are old or faded, the numbers may be hard to read — in that case, use one of the other methods below.
Logging into your bank's website or app
Open your bank's website in a browser or launch their mobile app. Sign in with your username and password. Your account number will appear on the main dashboard, usually labeled "Account Number" or "Account Details." Some banks show it on the account summary page; others require you to click into account settings or a details section.
If you can't find it on the first screen, look for a menu option like "Account Information," "My Accounts," or "Account Settings." The account number is always visible once you're logged in — banks do not hide it from account holders. Take a screenshot or write it down if you need it for a form or payment setup.
Checking your bank statement
Your account number appears on every statement your bank sends you. If you receive paper statements in the mail, open the most recent one and look at the top of the page or in the account summary section — your account number will be listed there. If you've switched to online statements, log into your bank's website, find the statements section, and download or view your most recent statement as a PDF.
Statements are dated monthly, so you can find one from any recent month. The account number on an old statement is the same as your current account number, so you don't need the newest one — any statement will work.
Calling your bank directly
If you don't have checks or access to your online account, call your bank's customer service number. This number is usually on the back of your debit card, on your statement, or on the bank's website. When you call, be ready to provide your full name, date of birth, and Social Security number for verification.
The representative will confirm your identity and then read your account number to you. This method takes a few minutes but works if you're locked out of your online account or don't have any statements or checks available. Keep the number handy once they give it to you, or ask them to email or mail it to you if you need a written record.
What to do if you can't find it
If you've tried the methods above and still can't locate your account number, contact your bank. You may have recently opened the account and not yet received checks or a statement, or your online access may be temporarily unavailable. Your bank can always provide your account number by phone or email once they verify your identity.
If you're trying to set up direct deposit for a paycheck or government payment and need your account number right away, calling is the fastest option. Most banks can confirm your account number within minutes during business hours.
Frequently Asked Questions
Is my account number the same as my debit card number?
No. Your debit card number is a separate 16-digit number printed on the front of your card. Your account number is nine to twelve digits and appears on checks and statements. They are different numbers tied to the same account.
Can I use my account number to send money to someone?
You need both your account number and your bank's routing number to receive money via direct deposit or wire transfer. If someone is sending you money, provide both numbers. For peer-to-peer payments through apps like Venmo or PayPal, you typically use a username or email instead.
What if I see multiple account numbers on my statement?
If you have more than one account at the same bank (checking, savings, money market), each one has its own account number. Use the account number that matches the account you're setting up — for example, use your checking account number for direct deposit of your paycheck.
Is it safe to share my account number?
Your account number alone cannot be used to withdraw money from your account. However, do not share it with anyone you don't trust. Share it only with your employer for direct deposit, with your bank for bill payments, or with other financial institutions when you initiate a transfer yourself.