Your savings account number is printed on the bottom left of your checks, in your bank's mobile app, on your monthly statement, or by calling your bank's customer service line.
The easiest place to look first is the bottom of any check from that account. The account number appears after the routing number and is usually 8 to 12 digits long. If you don't have checks handy, log into your bank's website or mobile app — your account number shows on the account overview or dashboard page, often labeled "Account Number" or "Account Details."
Your monthly bank statement also lists your account number at the top or in the account information section. If none of these options work, call the customer service number on the back of your debit card or on your bank's website. Have your Social Security number and photo ID ready when you call.
Key Takeaways
- The account number appears on the bottom left of your checks, after the routing number, and is typically 8 to 12 digits.
- Your bank's website or mobile app shows your account number in the account overview or details section.
- Monthly statements list your account number in the account information area at the top or bottom of the document.
- If you cannot find it through these methods, call your bank's customer service line with your ID ready to verify your identity.
Finding it on a check
Look at the bottom of any check from your savings account. You will see three sets of numbers printed in magnetic ink. The first set (usually 9 digits) is your bank's routing number. The second set, which comes after the routing number, is your account number. The third set is the check number itself.
The account number is the middle group and is what you need when setting up direct deposit, wire transfers, or automatic payments. Write it down carefully — a single digit wrong will cause the transaction to fail or go to the wrong account.
Checking your bank's website or app
Log into your bank's online banking portal or open the mobile app on your phone. Look for a section called "Account Overview," "My Accounts," "Account Details," or "Account Information." Your savings account number should appear prominently on this page, often displayed in full or with the last four digits highlighted.
Some banks also show your account number when you click on the specific savings account. If you have multiple accounts, make sure you are looking at the savings account and not a checking account or money market account — each one has a different account number.
Looking at your monthly statement
Open your most recent bank statement, whether you receive it by mail or download it from your bank's website. The account number is usually printed near the top of the statement, often in a section labeled "Account Information" or "Your Account Details." It may also appear in smaller print at the bottom of the page.
If you receive statements by mail, check the envelope or the first page. Digital statements typically show it in the header or footer. Your statement also lists your routing number nearby, so you can find both numbers in one place if you need them together.
Calling your bank directly
If you cannot locate your account number through any of the methods above, call the customer service number on the back of your debit card or visit your bank's website to find the main customer service phone line. Have your Social Security number, date of birth, and a form of photo ID ready before you call.
The bank will verify your identity by asking security questions or confirming personal information. Once verified, they will provide your account number over the phone. Some banks also allow you to request this information through their secure messaging system within the mobile app or online portal.
What to do if you have an old account
If your savings account was closed years ago and you need the old account number, contact your bank's customer service department. They can look up closed accounts in their system and provide the number, though you may need to verify your identity with additional information like the account opening date or the last deposit amount.
If your bank has merged with another bank or changed names, the account number may still be on file under the old bank's records. Customer service can help you locate it even if the bank no longer exists as a separate entity.
Frequently Asked Questions
Is my account number the same as my routing number?
No. Your routing number identifies your bank, while your account number identifies your specific account at that bank. Both appear on the bottom of your checks, with the routing number first and the account number second. You need both numbers for wire transfers and direct deposit setup.
Can I use my debit card number instead of my account number?
No. Your debit card number is different from your account number. Some transactions require your account number specifically, such as setting up automatic bill payments or receiving direct deposit. Using the wrong number will cause the transaction to fail.
What if I see multiple account numbers on my statement?
You likely have more than one account at your bank — for example, a checking account and a savings account. Each account has its own number. Make sure you are using the number for the savings account you need, not a checking or money market account.
Is it safe to share my account number?
Your account number alone is not enough for someone to withdraw money from your account — they also need your routing number and usually additional verification. However, only share your account number with trusted sources like your employer for direct deposit or a company you are paying intentionally.