Your TD checking account number is on the bottom left of your checks, in your online banking portal, or by calling TD customer service

The fastest way is to look at a check from your TD checking account. The account number appears on the bottom of the check, after the routing number and before the check number. If you do not have checks handy, log into TD's online banking at td.com or use the TD mobile app — your account number shows on your account summary page. If you cannot access online banking, call TD customer service at 1-800-788-6000 and have your Social Security number and account PIN ready.

You will need your account number when setting up direct deposit, wire transfers, or providing banking details to employers or other organizations. The number is typically 10 to 12 digits long and belongs only to your checking account — it is different from your routing number, which is the same for all TD customers.

Key Takeaways

  • Your TD checking account number is printed on the bottom left of your checks, between the routing number and the check number.
  • You can view your account number by logging into TD's online banking portal or mobile app under your account details.
  • If you do not have checks or online access, TD customer service can provide your account number over the phone during business hours.
  • You will need your account number when setting up direct deposit, wire transfers, or providing banking details to employers or other organizations.

Reading the numbers on the bottom of your check

The bottom of a TD check contains three sets of numbers in this order: routing number, account number, and check number. The routing number is nine digits and identifies TD Bank specifically. Your account number comes next and is typically 10 to 12 digits long. The check number is the shortest set, usually three to four digits, and appears on the right side of the bottom line.

If the numbers are hard to read because the check is old or worn, order new checks from TD. You can request them through online banking or by calling 1-800-788-6000. New checks arrive within 7 to 10 business days. The account number on your new checks will be the same as on your old ones — ordering new checks does not change your account number.

Finding your account number in TD online banking

Log into TD's online banking at td.com using your username and password. Once you are signed in, your account summary page displays your checking account number prominently. If you have multiple accounts, make sure you are viewing the correct checking account — the account number appears next to the account name and account type.

The TD mobile app shows your account number in the same place. Open the app, tap on your checking account, and look for account details or account information. The number is usually visible without scrolling. If you forget your online banking password, use the "Forgot Password" link on the TD login page to reset it, which typically takes a few minutes.

Calling TD customer service for your account number

Call TD customer service at 1-800-788-6000 to have a representative provide your account number. You will need to verify your identity first — have your Social Security number, date of birth, and account PIN ready. The representative will confirm your identity and then read your account number to you over the phone.

Customer service is available Monday through Friday from 8 a.m. to 8 p.m. Eastern time, and Saturday from 9 a.m. to 5 p.m. Eastern time. If you call outside these hours, you can leave a callback request or try again during business hours. Wait times are typically shorter early in the morning or mid-week.

What to do if you cannot find your account number

If you have lost access to your checks, cannot log into online banking, and cannot reach customer service, visit a TD Bank branch in person. Bring a photo ID and ask a teller for your account number. The teller can look it up in the system and provide it to you immediately, usually within a few minutes.

If you have forgotten your online banking password, reset it before calling customer service. Go to td.com, click "Forgot Password," and follow the prompts to create a new password. This usually takes a few minutes and lets you access your account number without waiting on hold. You can also set up security questions during the reset process to make future logins easier.

Why you need your account number and how to keep it safe

Your account number is required for direct deposit setup, wire transfers, and ACH transfers. Employers need it to deposit your paycheck, and other financial institutions need it when you are moving money between banks. Some organizations also ask for your account number when setting up automatic payments or recurring transfers.

Keep your account number in a safe place, but do not share it with people you do not trust. Your account number alone cannot be used to withdraw money — a thief would also need your routing number and access to your online banking or checks. If you suspect fraud, contact TD immediately at 1-800-788-6000 and report the unauthorized activity.

Frequently Asked Questions

Is my account number the same as my routing number?

No. Your routing number identifies TD Bank (it is the same for all TD customers), while your account number identifies your specific checking account. Both appear on the bottom of your checks, but they are separate numbers.

Can I use my account number to receive money from someone?

Yes. You can give your account number and routing number to anyone who needs to send you money via direct deposit, wire transfer, or ACH transfer. They do not need any other information from you to deposit funds into your account.

What if I see multiple account numbers in my online banking?

You likely have more than one account with TD — perhaps a checking account and a savings account, or multiple checking accounts. Make sure you are looking at the correct account number for the account you need. The account name next to each number tells you which type of account it is.

How long does it take to get a new account number?

You cannot change your account number. If you close your checking account and open a new one, you will receive a new account number. The new account is usually active within one business day, and checks arrive within 7 to 10 business days.