Disconnect Plaid in three steps
To remove Plaid from your bank account, you disconnect it through the app or website that uses Plaid, not through your bank. Most apps have a settings or account menu where you can revoke Plaid's access. The exact location varies by app — some call it "Connected Accounts," others say "Linked Banks" or "Remove Bank." Once you revoke access there, Plaid can no longer see your account or pull data from it.
If you cannot find the disconnect option in the app itself, you can revoke Plaid's access directly through your bank's settings. Most banks let you manage third-party connections in their mobile app or online portal, usually under Security, Connected Apps, or Account Permissions. The process takes less than a minute once you find the right menu.
Disconnecting Plaid does not close your bank account or affect your banking. It only stops the app from accessing your account information going forward. Any transactions the app already made will remain on your account.
Key Takeaways
- Disconnect Plaid through the app that uses it — look for Connected Accounts, Linked Banks, or a similar settings menu.
- If the app does not have a disconnect option, log into your bank's website or app and revoke Plaid's access under Security or Connected Apps.
- Removing Plaid stops the app from seeing your account but does not undo past transactions or close your bank account.
- After you disconnect, the app will no longer be able to pull your balance, transactions, or other account data.
Disconnect through the app that uses Plaid
The fastest way to remove Plaid is through the app or website you originally connected it to. Open the app, go to Settings or Account, and look for a menu labeled Connected Accounts, Linked Banks, Bank Connections, or Linked Institutions. Tap or click on the bank you want to disconnect, then select Remove, Disconnect, or Delete.
Common apps that use Plaid include budgeting tools like Mint or YNAB, investment platforms like Robinhood or Wealthfront, lending apps, and payment services. Each one has a slightly different menu layout, but the principle is the same: find the section that shows your linked banks and remove the one you no longer want connected.
Some apps ask you to confirm the disconnection or warn you that you will lose access to account data. Confirm the removal. Once you do, Plaid's connection is severed and the app can no longer pull information from your bank.
Disconnect through your bank's website or app
If the app does not have a visible disconnect option, or if you want to be certain Plaid is removed, you can revoke access directly from your bank. Log into your bank's website or mobile app and look for a menu called Security, Connected Apps, Third-Party Access, or Account Permissions. The exact name depends on your bank.
Once you find that menu, you will see a list of apps or services that have access to your account. Find Plaid or the name of the app that uses Plaid (for example, "Mint via Plaid" or "YNAB via Plaid"), and select Revoke, Remove, or Disconnect. Your bank will confirm the action, and Plaid's access is immediately cut off.
This method works even if you have already deleted the app from your phone. Revoking access through your bank ensures that no third party can reconnect without your permission.
What happens after you disconnect Plaid
Once Plaid is disconnected, the app can no longer see your account balance, transaction history, or any other banking information. If the app relied on real-time data from your bank — like a budget tracker that automatically categorizes spending — those features will stop working. You will need to manually enter transactions or find another way to sync your data.
Disconnecting Plaid does not affect your bank account itself. Your money stays where it is, your account remains open, and any transactions the app already made (like transfers or payments) will still appear on your statement. You are only stopping future access.
If you want to reconnect the same app later, you can do so by going through the linking process again. Your bank will ask you to re-authorize Plaid, and you will need to enter your banking credentials once more.
Why you might want to disconnect Plaid
People disconnect Plaid for several reasons. You might stop using the app and want to cut off its access to your bank. You might have security concerns and prefer not to share your banking information with third parties. You might switch to a different app that does not use Plaid, or you might want to limit the number of apps that can see your account.
Some people disconnect Plaid temporarily if they notice unusual activity or if they are troubleshooting a connection problem. Others disconnect because they no longer trust the app or because the app has changed its privacy policy. Whatever your reason, disconnecting is straightforward and reversible.
If you cannot find the disconnect option
If you have looked through the app's settings and cannot find a way to disconnect, try these steps. First, check the app's help section or FAQ — some apps hide the disconnect option under a different name or require you to contact support. Second, try logging out of the app entirely and deleting it from your phone. This does not remove Plaid's access, but it stops the app from running.
Third, go directly to your bank and revoke Plaid's access through your bank's security settings. This is the most reliable method because it works regardless of what the app offers. Your bank always has the power to cut off third-party access, even if the app itself does not provide an easy way to do it.
If your bank's website does not show Plaid or the app in its connected apps list, contact your bank's customer service. They can manually revoke the connection for you and confirm that it is complete.
Frequently Asked Questions
Does disconnecting Plaid affect my credit score?
No. Plaid only reads your account information — it does not make changes to your credit or report anything to credit bureaus. Disconnecting it has no impact on your credit score or credit history.
Will I lose my transaction history if I disconnect Plaid?
No. Your bank keeps all your transaction history. The app may no longer display it if it relied on Plaid to pull that data, but your bank's records are unchanged. You can always log into your bank directly to see your full history.
Can I disconnect Plaid from one app but keep it connected to another?
Yes. Each app has its own connection to Plaid. You can disconnect one app while keeping Plaid active in another. Disconnect through the app's settings, and only that app loses access — your other apps will continue to work.
What if I disconnect Plaid by mistake?
You can reconnect it anytime by going back to the app and linking your bank again. You will need to enter your banking credentials and re-authorize Plaid. There is no penalty for disconnecting and reconnecting.
Does my bank charge a fee to disconnect Plaid?
No. Disconnecting a third-party app is free. Your bank does not charge for revoking access to any app or service.