Disconnect your bank account from Plaid in three steps
You remove your bank account from Plaid by going into the app or website where you connected it, finding the Plaid connection in your settings, and choosing to disconnect or revoke access. Plaid itself does not hold your account — it is a middleman that passes information between your bank and the apps you use. The actual disconnection happens in whichever app asked you to link your bank (a budgeting app, investment platform, loan service, or other financial tool), not in Plaid's own system.
The steps differ slightly depending on whether you are disconnecting through a mobile app or a web browser, and which app you linked Plaid to. But the principle is the same: you are telling that app to stop asking Plaid for access to your bank data.
Key Takeaways
- Plaid is a connector between your bank and other apps — you disconnect it through the app you linked it to, not through Plaid itself.
- Most apps have a settings or connected accounts section where you can revoke Plaid access with one or two clicks.
- Disconnecting through the app stops new data from flowing, but you may also want to revoke Plaid's access directly at your bank's website for a complete break.
- If you cannot find the disconnect option in an app, contacting that app's support team is faster than searching through menus.
Disconnect Plaid through the app you linked it to
Open the app or website where you originally connected your bank account through Plaid. This might be a budgeting app like Mint or YNAB, an investment platform, a loan marketplace, or a payroll service. Look for a settings menu, usually marked with a gear icon or labeled "Settings," "Account," or "Preferences."
Inside settings, search for a section called "Connected Accounts," "Linked Accounts," "Bank Connections," or "Financial Institutions." The exact name varies by app. Click or tap on that section. You should see a list of banks or accounts you have connected. Find the Plaid connection (it may show your bank name, or it may say "Plaid" directly) and look for a button or link that says "Disconnect," "Remove," "Revoke Access," or "Unlink."
Click that button. Most apps will ask you to confirm the disconnection — this is normal. Confirm, and the connection is severed. The app will no longer be able to pull data from your bank through Plaid.
Revoke Plaid access directly at your bank's website
Disconnecting through the app stops that specific app from using Plaid to access your account. But Plaid's permission to access your bank still exists in your bank's records. To fully remove Plaid, you can also revoke its access at your bank's website.
Log into your bank's website or app. Look for a settings section, often labeled "Security," "Connected Apps," "Third-Party Access," "Authorized Apps," or "Account Permissions." The exact location and name depend on your bank — some banks bury this deeper than others.
Find Plaid in the list of connected services or authorized apps. Select it and choose "Revoke," "Remove," "Disconnect," or "Deny Access." Confirm the action. This tells your bank to stop allowing Plaid to access your account, even if an app still has Plaid configured.
Revoking at the bank level is more thorough than disconnecting through the app alone, because it prevents any app from using Plaid to reach your account in the future.
Where to look if you cannot find the disconnect option
If you have looked through settings and cannot find a connected accounts section, try searching within the app for the word "Plaid" or the name of your bank. Some apps hide this option several layers deep, or label it in an unexpected way.
If searching does not work, contact the app's support team directly. Tell them you want to disconnect your bank account or revoke Plaid access. They can either walk you through the steps or do it on your behalf. This is usually faster than continuing to hunt through menus.
If the app has shut down or you no longer use it, you can still revoke Plaid's access at your bank's website using the steps above. Your bank's third-party access settings will show all connected apps and services, whether you actively use them or not.
What happens after you disconnect
Once you disconnect, the app will no longer receive updates from your bank. If the app was showing your account balance, recent transactions, or other live data, that information will stop refreshing. Any features that relied on that data — automatic categorization, balance alerts, or investment recommendations — will stop working.
The app itself is not deleted, and your account with that app remains active. You can still log in and see historical data that was already downloaded before you disconnected. You just will not see new information from your bank.
If you later decide you want to reconnect, you can link your bank account again through the same app. You will go through the Plaid connection process a second time, and the app will ask your bank for permission again.
Disconnecting multiple apps at once
If you have connected Plaid to several different apps, you will need to disconnect each one separately. There is no master "disconnect all" button in Plaid itself. Go through each app individually and revoke access.
To see which apps have Plaid access to your bank, log into your bank's website and check the third-party access or connected apps section. This will show you every service that has permission to reach your account. You can revoke them all from there in one place, rather than hunting through each app's settings.
Frequently Asked Questions
Does disconnecting Plaid delete my data from the app?
No. Disconnecting stops new data from flowing in, but the app keeps the historical information it already downloaded. Your budget history, transaction records, and account snapshots remain in the app. Only future updates stop.
Can I disconnect Plaid without going through the app?
Yes. You can revoke Plaid's access directly at your bank's website through the third-party access or connected apps section. This prevents any app from using Plaid to reach your account, even if you never open those apps again.
What if I disconnect and then want to reconnect later?
You can reconnect at any time by going back into the app and choosing to link your bank account again. You will go through the Plaid connection process a second time, and your bank will ask for permission again.
Will disconnecting Plaid affect my credit score?
No. Plaid only reads your account data — it does not report to credit bureaus or make any changes to your credit. Disconnecting it has no impact on your credit.
Is it safe to leave Plaid connected if I am not using the app anymore?
It is safer to disconnect it. If you are not using the app, there is no reason to leave Plaid with access to your bank. Revoking access reduces the number of services that can see your account information.