Most banks close on Saturday, but some branches and credit unions stay open
The majority of traditional banks are closed on Saturdays. Chase, Bank of America, Wells Fargo, and most regional banks operate Monday through Friday only, with limited hours on Friday afternoons. However, some branches in busy areas—downtown districts, shopping centers, airports—do open on Saturday mornings, usually from 9 a.m. to 1 p.m. or 9 a.m. to 2 p.m.
Credit unions are more likely to have Saturday hours than large national banks. Many local credit unions open on Saturday mornings, and some stay open until 3 p.m. or 4 p.m. Online banks like Ally, Charles Schwab, and Discover have no physical branches, so Saturday in-person service is not an option with them.
The fastest way to find Saturday hours near you is to search your bank's name plus "Saturday hours" on Google Maps, or call the specific branch directly. Branch hours vary widely even within the same bank, so the downtown location may be open Saturday while the suburban one is not.
Key Takeaways
- Most major banks close on Saturdays, but some branches in high-traffic areas open for a few hours on Saturday morning.
- Credit unions are more likely than national banks to have Saturday hours, and many stay open until mid-afternoon.
- Google Maps shows Saturday hours for individual branches when you search your bank's name, and you can call ahead to confirm.
- If your bank has no Saturday hours, ATMs are available 24/7 for withdrawals, deposits (at some banks), and balance checks.
- Online banks do not have physical locations, so you cannot visit a branch on any day, but you can use their apps and websites anytime.
How to check Saturday hours for your specific branch
Open Google Maps and search for your bank's name—for example, "Chase near me" or "Wells Fargo near me." The map will show all branches within a few miles. Click on each branch location and scroll down to "Hours." Saturday hours will appear if that branch is open. If you see no Saturday hours listed, that branch is closed on Saturday.
Call the branch directly to confirm. The phone number appears in the Google Maps listing. Branch staff can tell you whether Saturday hours are permanent or seasonal, and whether you need an appointment for certain services like opening an account or getting a cashier's check.
Check your bank's website for a branch locator tool. Most large banks have a search feature where you can filter by "Saturday hours available" or view hours for all nearby locations at once. This is faster than calling multiple branches.
What you can and cannot do on Saturday at a bank branch
Saturday hours are usually limited to basic services: deposits, withdrawals, account inquiries, and bill payments at the teller window. You can also pick up cashier's checks, wire money, and speak with a banker about opening a new account, though some branches require an appointment for account opening.
Services that typically require a weekday visit include loan applications, mortgage consultations, safe deposit box access (some branches), and complex account changes. If you need a specific service, call ahead to ask whether it is available on Saturday or whether you must come back during the week.
ATMs are open 24/7 at most banks, even when the branch is closed. You can withdraw cash, deposit checks (at ATMs with deposit capability), transfer money between accounts, and check your balance any time, including Saturday evening and Sunday.
Credit unions often have better Saturday availability
Credit unions typically open on Saturday mornings and stay open longer than bank branches—often until 2 p.m., 3 p.m., or even 4 p.m. If you are a member of a credit union, check their website or call to confirm Saturday hours at your local branch.
If you do not belong to a credit union, you can search for one near you using the CO-OP Network locator or Allpoint network. Some credit unions allow non-members to use their ATMs, but branch services (deposits, withdrawals, account help) are usually limited to members only.
Many credit unions also participate in shared branching networks, which means you can visit a different credit union's branch and conduct business as if it were your own branch. This expands your Saturday options if your primary credit union is closed.
Using ATMs and mobile banking when branches are closed
If no bank branch near you is open on Saturday, ATMs offer most of the services you need without waiting for Monday. You can withdraw cash, deposit checks (if your bank's ATM has deposit capability), transfer money between your accounts, and check your balance.
Mobile banking apps work 24/7. You can transfer money, pay bills, deposit checks by taking a photo, and monitor your account from your phone on Saturday, Sunday, or any time. Most banks offer mobile check deposit, which means you do not need to visit a branch or ATM to deposit a check.
If you need cash over the weekend and your bank has no Saturday hours, use an ATM on Friday afternoon, or find an ATM from your bank's network on Saturday morning. Most banks are part of a shared ATM network (Allpoint, MoneyPass, or Surcharge-Free Network), so you can use ATMs from other banks without a fee.
Banks and credit unions with the most Saturday locations
Credit unions as a group have the highest rate of Saturday hours. The CO-OP Network, which includes over 30,000 credit union branches and ATMs, shows Saturday availability at many member locations. Alliant Credit Union, Navy Federal Credit Union, and Connexus Credit Union are known for extended Saturday hours at most branches.
Among national banks, Chase and Bank of America have Saturday hours at select branches in major cities and shopping areas, but availability is not may provide at every location. Regional banks like PNC, TD Bank, and Huntington Bank also open some branches on Saturday, particularly in urban and suburban areas.
The only way to know for certain is to search your specific location. A Chase branch in downtown Chicago may be open Saturday while a Chase branch in a small town is not. Use Google Maps or your bank's branch locator to check the exact branch you plan to visit.
What to do if no bank near you opens on Saturday
Plan your banking for Friday afternoon. Most banks stay open until 5 p.m. or 6 p.m. on Friday, giving you time to deposit checks, withdraw cash, or handle other business before the weekend.
Switch to an online bank for routine transactions. Online banks like Ally, Charles Schwab, Discover, and Marcus have no physical branches, but they offer mobile check deposit, 24/7 customer service by phone or chat, and no ATM fees at thousands of ATMs nationwide. If you rarely need in-person service, an online bank removes the Saturday problem entirely.
Use your bank's ATM network on Saturday morning. Most ATMs accept deposits and withdrawals, and many now accept mobile check deposits through your phone. This covers most weekend banking needs without a branch visit.
Frequently Asked Questions
Can I deposit a check at an ATM on Saturday?
Yes, if your bank's ATM has deposit capability. Most modern ATMs accept check deposits 24/7. Take a photo of the check with your phone's banking app if your bank offers mobile deposit—this is often faster and works anytime, including Saturday night.
Do all branches of the same bank have the same Saturday hours?
No. A Chase branch downtown may be open Saturday 9 a.m. to 1 p.m., while a Chase branch in the suburbs is closed all weekend. Always check the specific branch location you plan to visit, not just the bank name.
What if I need to open a new account on Saturday?
Some bank branches open on Saturday and allow account opening, but many require an appointment or only handle this service on weekdays. Call the branch ahead of time to ask. Online banks let you open an account anytime, including Saturday, through their website or app.
Are credit union ATMs available on Saturday?
Yes. Credit union ATMs are open 24/7, even when the branch is closed. You can withdraw cash and deposit checks at any time, including Saturday. If you need to speak with a person, check whether the credit union branch has Saturday hours.
Can I wire money on Saturday at a bank branch?
Some branches that are open on Saturday can process wire transfers, but this service is not may provide. Call ahead to confirm. Wire transfers initiated through your bank's website or app may process on Saturday, but the receiving bank may not credit the money until Monday.